© 2007 Policyholder Advocate

Made by Evan

Who owns what? We must start with where the money came from. It didn’t simply appear out of nowhere, it was not paid to the policyholders who were promised a fair deal during the lifetime of their policy.

Why are we here? Because £billions are at stake, you could be one of the worried policyholders past or present, or alternatively you might represent the company who wants the money.

If you are a regulator, shame on you.

Time is running out Representations have been made to Clare Spottiswoode the Policy Holder Advocate by the IFA Defence Union who demand that their clients to be treated fairly, something the regulators expect of others.

Regulatory ineptitude The Financial Services Authority has decided that the money belongs to shareholders, this is without considering where the money came from in the first place.